obopay

[msu_spartan_jen]

Ok before I sign up for this offer...do I have to pay anything for this? Is that my impression? You get $10 free to on the debit card to try out the service? Are there any terms that you have to add money onto it again?

Thanks,
Jen

[jnorth1007]

You dont pay anything. You don't have to link a bank account because theoretically you can have the card for other people to send you money. You sign up and get the rewards credit for it. Then you will get credited 10 to your obopay account. You can go in and request the Obobpay Master card which is just a prepaid mastercard that gives you access to your 10.00. In the future if you want to add money to the card you have to do everything through your cell phone. My phone doesn't have text messaging or web access so I cant add anything to my card unless I set it up on direct deposit which I dont want to do. Anytime you add money it cost 1% of the amount I think. I am using the card to do my offers as long as there is a balance on it and then I will have to be done with it because I can't figure out another way to add funds to the card. If anyone figures it out let me know. At the very least it is 10.00 free. They don't run a credit check however you may need to give them your social security number in order to verify your identity before they will issue you the 10.00. However, I have seen where people refuse to give this information and don't get the 10.00 but still get the rewards credit for it. I gave my ss# only because I watch my credit very closely and have a fraud alert on it so noone could access my credit anyways. I have trouble getting reports and opening accounts because of the alert. HTH!

[msu_spartan_jen]

Thanks for the quick reply!! I think I will definitely check this one out! )